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Bonus Tax Calculator

Estimate the take-home from a one-time bonus or supplemental wage. Uses the IRS flat-rate method (22%) for federal withholding plus state and FICA.

Inputs

Take-home bonus
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Gross bonus
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Federal (22% flat)
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FICA
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State
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Total withholding rate
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About Bonus Tax Calculator

Why bonuses feel "taxed more"

They arenโ€™t taxed at a higher rate at year-end โ€” but withholding is often a flat 22% (vs. your marginal rate). If your marginal rate is 12%, you overpay during the year and get the difference back at tax time. If your marginal is 32%+, you underpay and owe more.

Aggregate vs flat method

Employers can use the flat-22% method (this calculator) or the aggregate method (combine with regular pay and withhold at your tax bracket). Flat is simpler and more common; aggregate is more accurate for big bonuses.

Above $1M

Federal supplemental withholding jumps to 37% on bonus amounts over $1M in a year. For most people, the $1M threshold is irrelevant โ€” but executive compensation often hits it.