Take-Home Pay Calculator (US)
Estimate US take-home (net) pay after federal income tax, Social Security (6.2%), Medicare (1.45%), and optional state tax. Simplified — actual paychecks have many more variables.
Inputs
About Take-Home Pay Calculator (US)
What this excludes
Health insurance premiums, HSA/FSA contributions, dependent care FSA, life insurance, garnishments, local (city/county) taxes, supplemental tax withholding. Real paychecks have many more lines. Treat this as a rough estimate.
No-tax states
No state income tax: Texas, Florida, Washington, Nevada, Tennessee, South Dakota, Wyoming, Alaska, New Hampshire (no wage tax). Set state rate to 0%. These states usually have higher sales or property tax to compensate.
2024 brackets
Single filer: 10% to $11,600, 12% to $47,150, 22% to $100,525, 24% to $191,950, 32% to $243,725, 35% to $609,350, 37% above. Brackets are marginal — each rate applies only to income in that range, not the entire salary.