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Annual Raise Impact Calculator

See the impact of a raise on your paycheck โ€” by percentage or dollar amount. Includes weekly, monthly, and annual differences plus inflation-adjusted real raise.

Inputs

Leave 0 to use percentage.
Subtracted for the real (purchasing-power) raise.
New annual salary
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Raise amount
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Raise %
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More per month
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More per week
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Real raise (after inflation)
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About Annual Raise Impact Calculator

Nominal vs real raise

A 4% raise during 4% inflation is zero real raise โ€” your purchasing power is flat. Always think about real raises when negotiating, especially during high-inflation years.

Cost-of-living vs merit

Cost-of-living adjustments (COLA) match inflation. Merit raises exceed it. A "good" raise typically combines both: e.g., 3% COLA + 2-4% merit = 5-7% total.

Compounding effect

Annual raises compound. A 5% raise every year for 10 years grows a $50k salary to about $81.4k. Negotiating a higher starting salary or larger early-career raises pays off enormously over time.